8. “Thank you so much for your help. Three years ago we were $20,000 in debt. Now we are debt free. Your money management class was great; we’re still using the spending plan work sheet. Thank you for caring for us. Your money ideas work.” T & L, couple

9. “Thank you so much for all of your help. Since we first started with your program, our lives have taken on a peaceful order that we are grateful to you for. For the first time in our lives we have a savings account with over $1,000 in it. Thanks to you.”

10. Thank you for giving me hope and taking your time to work with me. With your encouragement and help, I think we’ll be able to find the light at the end of the tunnel.”

11. “Money-wise, life is beautiful. I never thought budgeting could be so rewarding. We paid off both of the cars in December. That provides us with $500 extra dollars per month to save, put toward debt, etc. We will be paying off all of the smaller debts through FISC. We figure it will all be paid off in two and one-half years. Thank you to you and your staff for helping us change our lives.”

12. “Since my Mom and Dad started going to FISC we have more money to spend on allowances, clothes, and other things and I like it…I thank FISC because now Mom and Dad don’t fight over money because we have it.”

13. “We have savings!! We are in control and know where we are going!”

14. “Hi, my name is JXXXXX. I went through your Power of Money class…I thank you so much for your class. Today was the first day I was able to put money into my put and take savings account and I feel so good! Thank you so much for showing me that hey, it really does work!”

15. “Long story short, after just under five years and $40,000 of debt, FISC helped us to bring our debts and our lives back under control. And helped to restore a little dignity to my husband and I. Thanks. I mean it.” husband and wife in 50’s

16. “In June 2002 I made my final payment on my debt management plan. I realized that I needed help when creditors began calling me at work. I didn’t realize how much in debt I had become. I needed someone to explain to my creditors that I intended to pay them back if they’d just give me time. I am forever indebted to this organization for helping me. All I needed was a chance. Best wishes!” Single male

17. “I had no money and things were looking bleak. Creditors were calling, I didn’t know what to tell them, who to turn to, or who to ask for help. FISC showed me how I could save money and still get my creditors paid. Today, things are looking up and I don’t have to worry about how I am going to survive. I would highly recommend FISC to anyone who is experiencing any kind of financial difficulties, they will help you get on the right track!” single male

18. “I was scared to death to look at my money situation. I never dreamed there was a way to meet all of our needs and not have constant creditor calls every day. You made a huge difference in my life and in my children’s lives.” single mom with kids

19. “Making an appointment to see a counselor took courage, but I’m so glad I did. He didn’t make me feel ashamed, but rather made me feel I can improve my financial situation. Thank you for offering this program.”

20. “It was very good to see that FISC is still here and teaching the same thing. The best thing was facing up to the problem. We have been running and hiding. This is what I want, time will allow! Keep up the good work!”

21. “This workshop was highly recommended by a few of our friends. My husband and I were having significant problems in our marriage and we decided that if we were to reconcile we needed to address our problems in which communication and money were a big part so we joined this workshop as a form of therapy. Because of it our marriage is healing and becoming stronger than ever. I feel we have learned the skills that we’ll need to improve our financial situation.

22. “You treated me with dignity and respect and you helped me realize within a short hour that I was capable of paying back my debt. Debt that had been plaguing me for years. Now, we have paid it off. The feeling of completion is one I would love to pass on to you and all future clients. It is satisfaction similar to graduating from college. I had the tools, you helped me believe in myself enough to put them to use. For this I am grateful.”