About FISC
  Counseling Options
  Housing Counseling
  Debt Management
  Videos
  Newsletter
  Money Management

 
Tools and Calculators 
 
FISC in the News
  FISC Workshops
  Bankruptcy Workshops
  Bankruptcy Counseling
  Take Our Quiz
 
FISC Store
  FISCal Cents - Blog
  Locations
  Contact Us
 

FISC-CCCS is a program of Goodwill NCW

 

 

GENERAL COUNSELING

The goal of all counseling at FISC is to help clients get a clear picture of their current financial situation and the options available to improve it. We provide budget, debt and housing counseling. In order to give you the best service possible we need you to fill out our forms so a counselor can assess your situation.

Please click on type of appointment you are interested in.

To download Infopac you will need Adobe Acrobat Reader to view and print these pages.

To get Adobe Acrobat Reader click here.

OFFICE VISIT


After a client completes and returns the forms with the fee they will be called to set up a face to face appointment with a budget counselor in one of our 7 offices. We believe this is the best form of counseling but it is not always possible. When you come to the appointment you will bring 2 recent paycheck stubs for each applicant and your most recent creditor statements. Please follow the directions on the form for Office Visit.


ON-LINE

To fill out the forms on-line please click on the link below:

National Foundation For Credit Counseling Select Internet Counseling and follow the instructions (someone will contact you within 24 business hours)

 

TELEPHONE

 

For those clients who cannot come to one of our 7 offices but would like to talk to a budget counselor we will set up a telephone counseling appointment. When the client calls our office we will set up a telephone counseling session for approximately 1 week later. You will need 2 current paycheck stubs for each applicant and your most recent creditor statements when the counselor calls you at the appointed time. Please follow the directions on the forms for Telephone.

MAIL or INTERNET


Client completes forms and mails or emails forms to our main office. A budget counselor responds by either mail or email, whichever you prefer. Please follow the directions on the form for Mail or receptionist@fisc-cccs.org.


DELINQUENT MORTGAGE OR FORECLOSURE COUNSELING


Please bring these documents to appointment or have them available for telephone counseling.  Click here to get document list.

 

 

 

 


TIPS TO HELP COMPLETE THE WORKSHEETS

The information you enter on the Infopac will help us build an accurate picture of your financial situation. Entering accurate and complete information on these worksheets will provide your counselor with information regarding your financial concerns and goals, your household expenses, needs and wants, and your spending history. Filling out the forms as completely and accurately as possible will help us to help you.

MONTHLY EXPENSE WORKSHEET:

Round all figures to the nearest dollar as you enter them on the worksheets.
All entries should be in monthly amounts. Example: If groceries cost $50 each week (50 x 4 wk.) enter $200 as monthly amount. If gasoline fluctuates between $20 to $24 per week ($24 x 4wk.) enter $96 per month. If you spend $300 each December for Christmas ($300 divided by 12 months) enter $25 per month. If car repairs and maintenance the past year totaled $186 (divide by 12 months) enter $16 per month to plan for this year.

This worksheet will show the monthly cost of keeping your household afloat, and should also reflect costs of upcoming expenses. (List everything. Unplanned expenses easily become future debts!)  All money normally spent by your household should be reflected on either the Monthly Expense Worksheet or the Debt Sheet.

DEBT LIST:

The only debts NOT listed are the Mortgage and Vehicle Loan. Both should already be listed on the Monthly Expense Worksheet. Don’t list them twice!

Gather all current statements (bills) to provide the information you will need.
List these same debts on your Debt List, with the required monthly payment.
Print or make extra copies of Debt List, if needed.